Buying
BUYING PROCESS
1: GETTING PREAPPROVED
When seeking preapproval for a mortgage, I am happy to recommend our preferred lenders. These are mortgage companies with whom I have built strong relationships and who work to find the best financing given your scenario.
3: CHOOSING A NEIGHBORHOOD
Think about which parts of the city you prefer to live in. Do you enjoy the vibrant energy of downtown, or do you favor a quieter, suburban vibe? Are you attracted to well-established neighborhoods, or to rapidly developing areas? Do you like being close to a bustling commercial district, or do you prefer a more mellow—or even rural—setting?
5: CHECKING OUT PROPERTIES
Clients frequently ask what their budget can afford in different areas. I enjoy showing homes at the same price point in various neighborhoods, allowing you to compare what you can get in a less expensive area versus a more established one. This comparison helps you decide whether you prefer a smaller, less renovated home in a centrally located/trendy neighborhood or a larger home outside the city center.
7: TIME TO NEGOTIATE
My priority is to negotiate the best possible price for your future home. I carefully consider all aspects of the deal to secure beneficial concessions, necessary home repairs, and other advantages. My goal is to ensure that you walk away thrilled with your purchase.
2: SET ASIDE A BUFFER
Ensure you have extra funds for closing costs, which generally range from 3-5% of the home's purchase price, depending on the structure of your loan. Additionally, you’ll need to set aside funds for other expenses once under contract, such as appraisal fees, application fees, survey costs, home inspection fees, insurance (mortgage, title, home), property tax, and moving costs.
4: CREATING A STRATEGY
This is where I really start to help. Together, we will create a plan to find you a home based on your priorities, current market conditions, and my strategies for procuring a property.
6: PUTTING IN AN OFFER
The Central Florida market is hot. In this type of market, a seller may be considering multiple offers, so it's important that you put your highest and best offer out there. In a slower market or with a property that isn't selling quickly, you have more room to negotiate.
8: COMMUNICATION IS KEY
I’m in this with you from start to finish, keeping track of all the details up to closing. I am also available post-closing, with a top-notch list of professionals who can assist with any repairs or improvements on your new home. I also look forward to a celebratory cookout to christen your new home.